142.28—Where is the hearing held?
               		
               		
               	 	
               	 	
               	 	
               	 		
    
         The ALJ will hold the hearing in any judicial district of the United States:
    
    
        
        (a) 
         In which the defendant resides or transacts business; or
     
    
        
        (b) 
         In which the claim or statement on which liability is based was made, presented or submitted to SBA; or
     
    
        
        (c) 
         As agreed upon by the defendant and the ALJ.