416.1856—Who is considered a child.
               		
               		
               	 	
               	 	
               	 	
               	 		
    
         We consider you to be a child if—
    
    
        
        (a) 
        
        (1) 
         You are under 18 years old; or
     
    
        
        (2) 
         You are under 22 years old and you are a student regularly attending school or college or training that is designed to prepare you for a paying job;
     
    
        
        (b) 
         You are not married; and
     
    
        
        (c) 
         You are not the head of a household.