4022.102—What definitions do I need to know for these rules?
         You need to know three definitions from  § 4001.2 of this chapter (PBGC, person, and plan) and the following definitions:
    
    
         “We” means the PBGC.
    
    
         “You” means the person who might die—
    
    
        
        (1) 
         Without having received all required payments for future periods under a form of annuity promising that, regardless of a participant's death, there will be annuity payments for a certain period of time (e.g., a certain-and-continuous annuity) or until a certain amount is paid (e.g., a cash-refund annuity or installment-refund annuity); and
    
    
        
        (2) 
         Without a surviving beneficiary designated to receive the payments described in paragraph (1) of this definition.