§ 16-110-401 - Grounds.
               	 		
16-110-401.    Grounds.
    (a)    (1)  In  all cases where any plaintiff may begin an action in any court of  record, or before any justice of the peace, or may have obtained a  judgment before any of the courts, and the plaintiff shall have reason  to believe that any other person is indebted to the defendant or has in  his or her hands or possession goods and chattels, moneys, credits, and  effects belonging to the defendant, the plaintiff may sue out a writ of  garnishment, setting forth the claim, demand, or judgment and commanding  the officer charged with the execution thereof to summon the person  therein named as garnishee, to appear at the return day of the writ and  answer what goods, chattels, moneys, credits, and effects he or she may  have in his or her hands or possession belonging to the defendant to  satisfy the judgment, and answer such further interrogatories as may be  exhibited against him.
      (2)  Further, the writ of garnishment served on the garnishee shall contain one (1) of the following notices:
            (A)  
  
"NOTICE TO NON-EMPLOYER GARNISHEE
                        FAILURE  TO ANSWER THIS WRIT WITHIN 20 DAYS OR FAILURE OR REFUSAL TO ANSWER THE  INTERROGATORIES ATTACHED HERETO SHALL RESULT IN THE COURT ENTERING A  JUDGMENT AGAINST YOU AND YOU BECOMING PERSONALLY LIABLE FOR THE FULL  AMOUNT SPECIFIED IN THIS WRIT TOGETHER WITH COSTS OF THIS ACTION AS  PROVIDED BY ARKANSAS CODE ANNOTATED    16-110-407."; or,
            (B)  
  
"NOTICE TO EMPLOYER GARNISHEE
                        FAILURE  TO ANSWER THIS WRIT WITHIN 20 DAYS OR FAILURE OR REFUSAL TO ANSWER THE  INTERROGATORIES ATTACHED HERETO SHALL RESULT IN THE COURT ENTERING A  JUDGMENT AGAINST YOU AND YOU BECOMING PERSONALLY LIABLE FOR THE AMOUNT  OF THE NON-EXEMPT WAGES OWED THE DEBTOR-EMPLOYEE ON THE DATE YOU WERE  SERVED THIS WRIT AS PROVIDED BY ARKANSAS CODE ANNOTATED    16-110-407."
      (3)  This notice shall be in addition to the notice required to employer garnishees under    16-110-416.
(b)  However,  if the garnishment is issued before the judgment, the plaintiff shall  give bond in double the amount for which the garnishment is issued that  he or she will pay the defendant all damages that he or she may sustain  by the wrongful bringing of his or her suit or the issuing of the  garnishment.