§ 4-107-302 - "Credit card" defined.
4-107-302. "Credit card" defined.
As used in this subchapter, "credit card" means:
(1) Any instrument or device, whether known as a credit card, charge card, credit plate, courtesy card, or identification card, or by any other name, that is issued with or without fee by an issuer for the use of the cardholder in obtaining money, goods, services, or anything else of value, either on credit or in possession or in consideration of any undertaking or guaranty by the issuer of the payment of a check drawn by the cardholder, on a promise to pay in part or in full therefor at a future time, whether or not all or any part of the indebtedness that is represented by the promise to make deferred payment is secured or unsecured;
(2) A debit card, electronic benefit transfer card, or other access instrument or device, other than a check that is signed by the holder or other authorized signatory on the deposit account, that draws funds from a deposit account in order to obtain money, goods, services, or anything else of value;
(3) A stored value card, smart card, or other instrument or device that enables a person to obtain goods, services, or anything else of value through the use of value stored on the card, instrument, or device; and
(4) The number that is assigned to the card, instrument, or device described in subdivisions (1), (2), or (3) of this section, even if the physical card, instrument, or device is not used or presented.