11840-11846

INSURANCE CODE
SECTION 11840-11846




11840.  The insurance contracts or policies of the State
Compensation Insurance Fund may be either limited or unlimited. The
insurance contracts or policies may be issued for like periods as are
allowed by law to other workers' compensation insurers or, in the
form of stamps or tickets or otherwise, for one month, for any number
of months less than one year, for one day, for any number of days
less than one month or during the performance of any particular work,
job or contract. The rates charged shall be proportionately greater
for a shorter than for a longer period and a minimum premium charge
shall be fixed in accordance with a reasonable rate for insuring one
person for one day.


11841.  Nothing in this chapter shall prevent:
   (a) Any applicant for insurance from being covered temporarily
until the application is finally acted upon.
   (b) An insured from surrendering any policy at any time and having
returned to him the difference between the premium paid and the
premium at the customary short term for the shorter period which such
policy has already run.


11843.  The State Compensation Insurance Fund may issue policies
including, with their employees, employers who perform labor
incidental to their occupations, and including also members of the
families of such employers engaged in the same occupation.




11844.  Such policies covering employers shall insure to such
employers and working members of their families the same
compensations provided for their employees, and at the same rates.




11845.  The estimations of the wage values, respectively, of such
insured employers and members of their families shall be reasonable
and shall be separately stated in and added to the valuation of the
pay rolls upon which their premium is computed.



11846.  The policies may likewise be sold to self-employing persons
and to casual employees. The insureds, for the purpose of the
insurance, shall be deemed to be employees within the meaning of the
workers' compensation laws.