Sec. 38a-683. (Formerly Sec. 38-201u). Premium discount for senior citizens completing an accident prevention course. Regulations.
Sec. 38a-683. (Formerly Sec. 38-201u). Premium discount for senior citizens
completing an accident prevention course. Regulations. (a) The premium charges
for a private passenger nonfleet automobile under an automobile liability or physical
damage insurance policy for any principal operator who has attained the age of sixty
years and has submitted proof of successful completion of an accident prevention course
approved by the Commissioner of Motor Vehicles shall be appropriately modified to
reflect such operator's reduced exposure to loss. Such course shall be completed within
one year prior to the initial application of the discount or, for subsequent applications
of the discount, within one year of the expiration of the current discount period. If proof
of successful completion of such course is submitted during the term of a policy, any
premium modification shall become effective upon the next renewal. A minimum discount of five per cent shall be applicable to premium charges for such automobile for
policies effective on and after July 1, 1983. The discount shall apply to the premium
charges for the automobile for at least twenty-four months. This section shall not apply
to any group automobile insurance policy issued pursuant to section 38a-803 under
which premiums are broadly averaged for the group rather than determined individually.
(b) The Commissioner of Motor Vehicles shall adopt regulations, in accordance
with the provisions of chapter 54, concerning the content and other requirements of the
accident prevention course referred to in subsection (a) of this section, including, but
not limited to, the number of hours of classroom instruction, approval of schools and
instructors offering the course, certificate issuance upon successful completion, and
approval of such courses to be taken on the Internet.
(c) The commissioner shall adopt regulations, in accordance with chapter 54, pertaining to the requirements of such Internet courses established in subsection (b) of
this section. Such regulations shall include, but not be limited to, methods to ensure
verification of (1) the course enrollee's identity at the time of registration and throughout
the duration of such approved Internet course, (2) the participation of such enrollee
throughout the duration of such course, (3) the completion of such course by such enrollee within any time requirements imposed by such course or the commissioner, and
(4) the successful completion of such course by such enrollee.
(P.A. 82-352, S. 1-3; P.A. 83-182; P.A. 85-156, S. 4; P.A. 07-5, S. 1; P.A. 08-74, S. 1.)
History: P.A. 83-182 amended Subsec. (a) by requiring that an accident prevention course be completed within a certain
time in order for the premium discount to apply and by fixing the duration of the discount; P.A. 85-156 amended Subsec.
(a) to remove the time limitation on the availability of the premium discount; Sec. 38-201u transferred to Sec. 38a-683 in
1991; P.A. 07-5 amended Subsec. (a) to decrease, from 62 to 60, the minimum age at which a driver is eligible for premium
discount; P.A. 08-74 amended Subsec. (b) to provide for regulations re approval of Internet accident prevention courses
and to make technical changes, and added Subsec. (c) requiring commissioner to adopt regulations to establish requirements
and verification methods for such Internet courses.