§ 33-39-12 - Requests for information regarding previous adverse underwriting decisions or previous coverage obtained through residual market mechanism
O.C.G.A. 33-39-12 (2010)
33-39-12. Requests for information regarding previous adverse underwriting decisions or previous coverage obtained through residual market mechanism
No insurance institution, agent, or insurance-support organization may seek information in connection with an insurance transaction concerning:
(1) Any previous adverse underwriting decision experienced by an individual; or
(2) Any previous insurance coverage obtained by an individual through a residual market mechanism,
unless such inquiry also requests the reasons for any previous adverse underwriting decision or the reasons why insurance coverage was previously obtained through a residual market mechanism.