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Statutes > Georgia Statutes > TITLE 7 - BANKING AND FINANCE > CHAPTER 6A - GEORGIA FAIR LENDING ACT

CHAPTER 6A - GEORGIA FAIR LENDING ACT

  • § 7-6A-1 - Short title
  • § 7-6A-2 - Definitions
  • § 7-6A-3 - Limitations of home loans
  • § 7-6A-4 - "Flipping" a home loan; costs and fees
  • § 7-6A-5 - Limitations of high-cost home loans
  • § 7-6A-6 - Affirmative claims and defenses against creditors; conditions for relief; actions intending to evade chapter prohibited
  • § 7-6A-7 - Violation of chapter
  • § 7-6A-8 - Enforcement of chapter; penalties for violations
  • § 7-6A-9 - Terms of insurer providing insurance through financed premiums
  • § 7-6A-10 - Severability of chapter
  • § 7-6A-11 - Municipality or county not able to regulate terms of home loans
  • § 7-6A-12 - Application; preemption by federal law
  • § 7-6A-13 - Promulgation of rules and regulations; creditor's good faith reliance on guidance from department constituting prima-facie evidence of compliance




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