Section 500.3611 - Group disability insurance policy; coverage for newly born children; notice of birth; payment of premium.
THE INSURANCE CODE OF 1956 (EXCERPT)
Act 218 of 1956
500.3611 Group disability insurance policy; coverage for newly born children; notice of birth; payment of premium.
Sec. 3611.
(1) All group disability insurance policies providing coverage on an expense incurred basis which provide coverage for a family member of the insured shall, as to that family member's coverage, also provide that the disability insurance benefits applicable for children shall be payable with respect to a newly born child of the insured from the moment of birth.
(2) The coverage for children shall consist of coverage of injury or sickness including the necessary care and treatment of medically diagnosed congenital defects and birth abnormalities.
(3) If payment of a specific premium is required to provide coverage for a child, the policy may require that notification of birth of a newly born child and payment of the required premium shall be furnished to the insurer within 31 days after the date of birth in order to have the coverage continue beyond the 31-day period.
History: Add. 1975, Act 20, Imd. Eff. Apr. 3, 1975
Compiler's Notes: Section 2 of Act 20 of 1975 provides: “The requirements of this act shall apply to all insurance policies delivered or issued for delivery in this state more than 120 days after the effective date of the act.”
Popular Name: Act 218