376.425. Student accident policies, may not limit surgical benefits, when.

Student accident policies, may not limit surgical benefits, when.

376.425. 1. As used in this section, the following termsmean:

(1) "Institution of higher learning", any college oruniversity, or "institution" as that term is defined in section173.510, RSMo;

(2) "Sponsoring or endorsing entity", the same as that termis defined in section 376.422;

(3) "Student accident policy", any individual, franchise,group or blanket policy of accident or health insurance whichpolicy is offered to students of a sponsoring or endorsing entitywhich is an institution of higher learning and under which policythe insured person pays all or substantially all of the cost ofhis insurance.

2. No student accident policy issued or delivered forissuance in this state shall limit or exclude surgical benefitsto one procedure when multiple procedures are done in oneoperating session.

(L. 1992 S.B. 831 §§ A, 1)

Effective 1-1-93