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Chapter 45 INTEREST, LOANS, AND DEBT

• 45-101 Repealed. Laws 1975, LB 349, § 6.
• 45-101.01 Unconstitutional.
• 45-101.02 Terms, defined.
• 45-101.03 General interest rate; maximum; variable rate authorized; conditions.
• 45-101.04 General interest rate; maximum; when not applicable.
• 45-101.05 Mortgage loan; escrow account; how established and maintained.
• 45-101.06 Escrow accounts; not required.
• 45-101.07 Violations; penalty.
• 45-102 Interest; legal rate; exception.
• 45-103 Interest; judgments; decrees; rate; exceptions.
• 45-103.01 Postjudgment interest; accrual; when.
• 45-103.02 Prejudgment interest; accrual; when; conditions.
• 45-103.03 Interest; how computed.
• 45-103.04 Prejudgment interest; exceptions.
• 45-104 Interest; other contract obligations.
• 45-104.01 Interest; political subdivisions; delinquent taxes; special assessments.
• 45-104.02 Interest; State of Nebraska; delinquent taxes; special assessments; credits or refunds.
• 45-105 Usury; penalty.
• 45-105.01 Unconstitutional.
• 45-106 Interest; warrants or orders.
• 45-107 Interest; effect on purchase of certain lands.
• 45-108 Interest; rate; when calculated by the year.
• 45-109 Contracts for payment of money or indebtedness; when usurious.
• 45-110 Usurious contracts; limit of recovery.
• 45-111 Usury; civil proceedings; testimony of lender compellable.
• 45-112 Usury; relief; tender of principal unnecessary.
• 45-113 Usury; witness; testimony not evidence in criminal proceeding, when.
• 45-114 Transferred to section 45-1002.
• 45-115 Transferred to section 45-1003.
• 45-116 Transferred to section 45-1004.
• 45-117 Transferred to section 45-1005.
• 45-118 Transferred to section 45-1006.
• 45-119 Transferred to section 45-1007.
• 45-120 Transferred to section 45-1008.
• 45-121 Transferred to section 45-1009.
• 45-122 Transferred to section 45-1010.
• 45-123 Transferred to section 45-1011.
• 45-124 Transferred to section 45-1012.
• 45-125 Repealed. Laws 1983, LB 447, § 104.
• 45-126 Transferred to section 45-1013.
• 45-127 Transferred to section 45-1014.
• 45-128 Transferred to section 45-1015.
• 45-129 Transferred to section 45-1016.
• 45-130 Transferred to section 45-1017.
• 45-131 Transferred to section 45-1018.
• 45-132 Transferred to section 45-1019.
• 45-133 Transferred to section 45-1020.
• 45-134 Transferred to section 45-1021.
• 45-135 Transferred to section 45-1022.
• 45-136 Transferred to section 45-1023.
• 45-137 Transferred to section 45-1024.
• 45-138 Transferred to section 45-1025.
• 45-139 Transferred to section 45-1026.
• 45-140 Transferred to section 45-1027.
• 45-141 Repealed. Laws 1957, c. 185, § 5.
• 45-142 Transferred to section 45-1028.
• 45-143 Transferred to section 45-1029.
• 45-144 Transferred to section 45-1030.
• 45-145 Transferred to section 45-1031.
• 45-146 Repealed. Laws 2001, LB 53, § 115.
• 45-147 Repealed. Laws 2001, LB 53, § 115.
• 45-148 Transferred to section 45-1034.
• 45-149 Transferred to section 45-1035.
• 45-150 Transferred to section 45-1036.
• 45-151 Repealed. Laws 1988, LB 352, § 190.
• 45-152 Repealed. Laws 1988, LB 352, § 190.
• 45-153 Transferred to section 45-1037.
• 45-154 Transferred to section 45-1038.
• 45-155 Transferred to section 45-1039.
• 45-155.01 Repealed. Laws 1989, LB 3, § 2.
• 45-156 Transferred to section 45-1040.
• 45-157 Transferred to section 45-1041.
• 45-158 Transferred to section 45-1042.
• 45-159 Repealed. Laws 1982, LB 592, § 2.
• 45-160 Repealed. Laws 1982, LB 592, § 2.
• 45-161 Repealed. Laws 1982, LB 592, § 2.
• 45-162 Repealed. Laws 1982, LB 592, § 2.
• 45-163 Repealed. Laws 1971, LB 684, § 1.
• 45-164 Repealed. Laws 1971, LB 684, § 1.
• 45-165 Repealed. Laws 1971, LB 684, § 1.
• 45-165.01 Repealed. Laws 1971, LB 684, § 1.
• 45-165.02 Repealed. Laws 1971, LB 684, § 1.
• 45-166 Repealed. Laws 1971, LB 684, § 1.
• 45-167 Repealed. Laws 1971, LB 684, § 1.
• 45-168 Repealed. Laws 1971, LB 684, § 1.
• 45-169 Repealed. Laws 1971, LB 684, § 1.
• 45-170 Repealed. Laws 1959, c. 264, § 1, p. 952.
• 45-171 Repealed. Laws 1971, LB 684, § 1.
• 45-172 Repealed. Laws 1971, LB 684, § 1.
• 45-173 Transferred to section 45-1043.
• 45-174 Transferred to section 45-1044.
• 45-175 Transferred to section 45-1045.
• 45-176 Transferred to section 45-1046.
• 45-177 Transferred to section 45-1047.
• 45-178 Transferred to section 45-1048.
• 45-179 Transferred to section 45-1049.
• 45-180 Transferred to section 45-1050.
• 45-181 Transferred to section 45-1051.
• 45-182 Transferred to section 45-1052.
• 45-183 Transferred to section 45-1053.
• 45-184 Transferred to section 45-1054.
• 45-185 Transferred to section 45-1055.
• 45-186 Transferred to section 45-1056.
• 45-187 Transferred to section 45-1057.
• 45-188 Transferred to section 45-1058.
• 45-188.01 Repealed. Laws 2001, LB 53, § 115.
• 45-189 Loan brokers; legislative findings.
• 45-190 Terms, defined.
• 45-191 Loan brokers; prohibited acts.
• 45-191.01 Loan brokerage agreement; written disclosure statement; requirements.
• 45-191.02 Loan brokers; filings with department required; filing fees.
• 45-191.03 Prohibited acts; violations; penalties.
• 45-191.04 Loan brokerage agreement; requirements; right to cancel.
• 45-191.05 Waiver of sections; attempt; prohibited.
• 45-191.06 Department; adopt rules and regulations.
• 45-191.07 Violation of loan brokerage agreement by loan broker; effect.
• 45-191.08 Director; enforcement powers.
• 45-191.09 Director; summary cease and desist order; when; other enforcement measures; collection of fines and costs; hearing; procedure; appeal.
• 45-191.10 Persons exempt.
• 45-191.11 Burden of proof.
• 45-192 Repealed. Laws 1993, LB 270, § 15.
• 45-193 Repealed. Laws 1993, LB 270, § 15.
• 45-194 Transferred to section 45-1059.
• 45-195 Transferred to section 45-1060.
• 45-196 Transferred to section 45-1061.
• 45-197 Repealed. Laws 2001, LB 53, § 115.
• 45-198 Transferred to section 45-1062.
• 45-199 Transferred to section 45-1063.
• 45-1,100 Transferred to section 45-1064.
• 45-1,101 Transferred to section 45-1065.
• 45-1,102 Transferred to section 45-1066.
• 45-1,103 Transferred to section 45-1067.
• 45-1,104 Federal interest rate limitations; rejected by state.
• 45-1,105 Terms, defined.
• 45-1,106 Consumer credit transaction; default; notice required.
• 45-1,107 Consumer credit transaction; default; consumer's right to cure.
• 45-1,108 Consumer credit transaction; voluntary surrender of goods; creditor's right to enforce security interest.
• 45-1,109 Consumer credit transactions; procedures; when applicable.
• 45-1,110 Consumer credit default procedures; not applicable to certain licensees.
• 45-1,111 Forced sale; disposition of certain proceeds.
• 45-1,112 Terms, defined.
• 45-1,113 Action or defense based on credit agreement; requirements.
• 45-1,114 Implied credit agreement; limitations.
• 45-1,115 Sections; applicability.
• 45-1,116 Transferred to section 45-1068.
• 45-201 Repealed. Laws 1965, c. 267, § 7.
• 45-202 Repealed. Laws 1965, c. 267, § 7.
• 45-203 Repealed. Laws 1965, c. 267, § 7.
• 45-204 Terms, defined.
• 45-205 Agreements; requirements; fees and delinquency charges authorized.
• 45-206 Monthly statement by seller; contents; payment in full; requirements.
• 45-207 Time-price differential; rate; maximum.
• 45-208 Violations; penalty.
• 45-209 Prohibited acts.
• 45-301 Repealed. Laws 1963, c. 270, § 21, p. 817.
• 45-302 Repealed. Laws 1963, c. 270, § 21, p. 817.
• 45-303 Repealed. Laws 1963, c. 270, § 21, p. 817.
• 45-304 Repealed. Laws 1963, c. 270, § 21, p. 817.
• 45-305 Repealed. Laws 1963, c. 270, § 21, p. 817.
• 45-306 Repealed. Laws 1963, c. 270, § 21, p. 817.
• 45-307 Repealed. Laws 1963, c. 270, § 21, p. 817.
• 45-308 Repealed. Laws 1963, c. 270, § 21, p. 817.
• 45-309 Repealed. Laws 1963, c. 270, § 21, p. 817.
• 45-310 Repealed. Laws 1963, c. 270, § 21, p. 817.
• 45-311 Repealed. Laws 1963, c. 270, § 21, p. 817.
• 45-312 Repealed. Laws 1963, c. 270, § 21, p. 817.
• 45-313 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-314 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-315 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-316 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-317 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-318 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-319 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-320 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-321 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-322 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-323 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-324 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-325 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-326 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-327 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-328 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-329 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-330 Repealed. Laws 1965, c. 268, § 22. p. 768.
• 45-331 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-332 Repealed. Laws 1965, c. 268, § 22, p. 768.
• 45-333 Transferred to section 45-408.
• 45-334 Act, how cited.
• 45-335 Terms, defined.
• 45-336 Installment contract; requirements.
• 45-337 Insurance; policy; cancellation; premium refund; fee.
• 45-338 Installment contract; time-price differential; rate; maximum; origination fee.
• 45-339 Subsequent purchases; consolidate with previous contract; requirements.
• 45-340 Contracts negotiated by mail; requirements.
• 45-341 Delinquency charges; limitation; fee.
• 45-342 Prepayment; rebate; how computed.
• 45-343 Failure to obtain license; penalty.
• 45-344 Excess charges; penalty.
• 45-345 License; requirement; exception.
• 45-346 License; application; issuance; bond; fee; term; director; duties; change of control of licensee; new application required.
• 45-346.01 Licensee; move of place of business; maintain minimum net worth; bond; existing licensee; how treated.
• 45-347 Fees; disposition.
• 45-348 License; renewal; licensee; duties; fee; voluntary surrender of license.
• 45-349 Repealed. Laws 1983, LB 447, § 104.
• 45-350 License; denial of renewal; suspension; revocation; appeal.
• 45-351 Licensee; investigation and inspection; director; appoint examiners; charges; fines; lien.
• 45-351.01 Holder of contract; extension or deferment authorized; fee.
• 45-352 Rules and regulations; adopt.
• 45-353 Violations; enforcement; receiver; appointment; powers; duties.
• 45-401 Repealed. Laws 1973, LB 3, § 1.
• 45-402 Repealed. Laws 1973, LB 3, § 1.
• 45-403 Repealed. Laws 1973, LB 3, § 1.
• 45-404 Repealed. Laws 1973, LB 3, § 1.
• 45-405 Repealed. Laws 1973, LB 3, § 1.
• 45-406 Repealed. Laws 1973, LB 3, § 1.
• 45-407 Repealed. Laws 1973, LB 3, § 1.
• 45-408 Repealed. Laws 1989, LB 3, § 2.
• 45-501 Repealed. Laws 1969, c. 45, § 3.
• 45-502 Repealed. Laws 1969, c. 45, § 3.
• 45-601 Act, how cited; collection agency; license required; violation; penalty; foreign agency; communication authorized.
• 45-602 Terms, defined.
• 45-603 Collection Agency Licensing Board; created; members; term; expenses; employees; Secretary of State; duties.
• 45-604 Board; adopt rules and regulations.
• 45-605 Board; duties; application for license; filing; issuance; denial; appeal.
• 45-606 License; application; fee; financial statement; form.
• 45-607 License; qualifications of licensee.
• 45-608 Licensee; bond; conditions.
• 45-609 License; form; display.
• 45-610 Licensee; employees; solicitor's certificates; form.
• 45-611 Licenses; certificates; expiration; renewal; application; time.
• 45-612 Licensee; solicitor; violation; conviction; revocation; hearing; order.
• 45-613 Licensee; solicitor; complaint; citation; notice; hearing.
• 45-614 Licensee; solicitor; citation; power to issue subpoenas; depositions.
• 45-615 Licensee; solicitor; citation; hearing; board; findings; powers.
• 45-616 License; solicitor's certificate; appeals; procedure.
• 45-617 Licensee; solicitor's certificate; appeal; effect.
• 45-618 Licensee; change place of business; notify Secretary of State; new license; issuance; solicitor; employment terminated; return certificate.
• 45-619 Licensee; board; require financial statement; confidential.
• 45-620 License; certificates; fees.
• 45-621 Nebraska Collection Agency Fund; created; use; investment.
• 45-622 Licensee; solicitor; prohibited from practice of law.
• 45-623 Collection of public debts; contracts authorized; requirements.
• 45-701 Act, how cited.
• 45-702 Terms, defined.
• 45-702.01 Reverse-mortgage loans; rules applicable; fees authorized; failure by licensee to make loan advances and cure default; forfeiture.
• 45-703 Act; exemptions.
• 45-704 Registration required; registration statement; fee; procedure; bond; registrant; duties; renewal.
• 45-705 License or registration required; application; fees; background investigation; registered agent.
• 45-706 License; issuance; denial; appeal; renewal; fees.
• 45-707 Transferred to section 45-742.
• 45-708 Transferred to section 45-747.
• 45-709 Transferred to section 45-724.
• 45-710 Transferred to section 45-741.
• 45-711 Transferred to section 45-737.
• 45-712 Transferred to section 45-738.
• 45-713 Transferred to section 45-739.
• 45-714 Transferred to section 45-740.
• 45-715 Transferred to section 45-750.
• 45-716 Transferred to section 45-751.
• 45-717 Transferred to section 45-744.
• 45-717.01 Transferred to section 45-743.
• 45-717.02 Transferred to section 45-746.
• 45-718 Transferred to section 45-745.
• 45-719 Transferred to section 45-752.
• 45-720 Transferred to section 45-753.
• 45-721 Transferred to section 45-754.
• 45-722 Transferred to section 45-725.
• 45-723 Transferred to section 45-748.
• 45-724 Surety bond; requirements.
• 45-725 Acquisition of control of mortgage banking business; procedure; fee; disapproval; hearing.
• 45-726 Reports.
• 45-727 Mortgage loan originator; license required; loan processor or underwriter; license required.
• 45-728 License; application; form; fee; use of nationwide registry.
• 45-729 Issuance of mortgage loan originator license; director; findings required; denial; notice; appeal.
• 45-730 Prelicensing education requirements; course review and approval; relicensure requirements.
• 45-731 Written test requirement; subject areas; retaking test; limitations.
• 45-732 License; term; renewal; minimum standards for renewal; fee; denial; appeal.
• 45-733 Licensed mortgage loan originator; continuing education; continuing education courses; review and approval; credit as instructor; relicensure requirements.
• 45-734 Mortgage loan originator license; inactive status; duration; renewal; reactivation.
• 45-735 Mortgage loan originator; employee or independent agent; restriction on activities; written agency contract; notification to department; fee; notice of termination.
• 45-736 Unique identifier; use.
• 45-737 Licensee; duties.
• 45-738 Licensee; failure to deliver abstract of title.
• 45-739 Transfer of servicing rights; duties.
• 45-740 Prohibited acts; violation; penalty; civil liability.
• 45-741 Director; examine documents and records; investigate violations or complaints; director; powers; costs; confidentiality.
• 45-742 License; suspension or revocation; administrative fine; procedure; surrender; cancellation; expiration; effect; reinstatement.
• 45-743 Violations; administrative fine; costs; lien.
• 45-744 Cease and desist orders; department; powers; judicial review; violation; penalty.
• 45-745 Appeals.
• 45-746 Enforcement of act; director; powers; construction of act; failure to comply with act; effect.
• 45-747 Prohibited acts; penalty.
• 45-748 License and registration under Nationwide Mortgage Licensing System and Registry; department; powers and duties; director; duties.
• 45-749 Information sharing; privilege and confidentiality; limitations; applicability of section; director; powers.
• 45-750 Department; duties; rules and regulations.
• 45-751 Money collected; disposition.
• 45-752 Act; liberal construction.
• 45-753 Personal jurisdiction; when.
• 45-754 Loans subject to act.
• 45-801 Act, how cited.
• 45-802 Terms, defined.
• 45-803 Exemptions.
• 45-804 Prohibited acts.
• 45-805 Surety bond or surety account; requirements; action on surety; depository; Secretary of State; powers and duties.
• 45-806 Registration statement; contents; requirements; fee.
• 45-807 Written statement to buyer; contents; credit services organization; duties.
• 45-808 Contract; requirements; cancellation; procedure; notice; breach; effect.
• 45-809 Waiver of rights; void.
• 45-810 Damages.
• 45-811 Violation; injunction.
• 45-812 Violation; deceptive trade practice.
• 45-813 Statute of limitations.
• 45-814 Violation; penalty.
• 45-815 Remedies.
• 45-901 Act, how cited.
• 45-902 Terms, defined.
• 45-903 Act; not applicable to financial institutions.
• 45-904 License required.
• 45-905 Application for license; form; contents; criminal history record information check.
• 45-906 Application; fee; bond.
• 45-907 Application; notice of filing; publication; hearing; investigation; costs.
• 45-908 License; issuance; conditions.
• 45-909 Application for license; timely action of director required; appeal.
• 45-910 License; posting; renewal; fee.
• 45-911 Surrender of license; effect.
• 45-912 Licensee; duty to inform director; when.
• 45-913 License; not transferable or assignable.
• 45-914 Change in control of licensee; approval required.
• 45-915 Licensee; principal place of business; change of location; branch offices; approval required; fee.
• 45-915.01 Licensee; books and records.
• 45-916 Operating with other business; conditions.
• 45-917 Licensee; written notice; contents; fees, charges, and penalties; posting required.
• 45-918 Fee; limitation.
• 45-919 Acts prohibited.
• 45-920 Director; examination of licensee; costs.
• 45-921 Alleged violations; director; powers and duties.
• 45-922 Licensee; disciplinary actions; failure to renew.
• 45-923 Cease and desist order; procedure; appeal.
• 45-924 Injunction, restraining order, or writ of mandamus.
• 45-925 Violations; orders authorized; administrative fine; lien; failure to pay; separate violation.
• 45-926 Operating without a license; penalty.
• 45-927 Fees, charges, costs, and fines; distribution.
• 45-928 Personal jurisdiction over licensee.
• 45-929 Director; rules and regulations; additional powers.
• 45-1001 Act, how cited.
• 45-1002 Terms, defined; act; applicability.
• 45-1003 Installment loans; financial institution ineligible.
• 45-1004 Installment loans; authority of licensee; affiliate of licensee; how treated.
• 45-1005 Installment loans; license; application; fee.
• 45-1006 Installment loans; application hearing; protest; procedure.
• 45-1007 Installment loans; license; bond.
• 45-1008 License; issuance; requirements; term.
• 45-1009 License; application; grant or denial; time allowed.
• 45-1010 Installment loans; licenses; limitations as to business and persons.
• 45-1011 Installment loans; place of business; separate office required; exceptions; enforcement.
• 45-1012 Licensee; service of process.
• 45-1013 Installment loans; license; renewal; fees; relocation of place of business; procedure; hearing; fee.
• 45-1014 Installment loans; fees; disposition.
• 45-1015 Installment loans; doing business without license; penalty.
• 45-1016 Installment loans; rules and regulations; power of Department of Banking and Finance.
• 45-1017 Licensees; business, records, and accounts; inspection; expenses; fines; lien.
• 45-1018 Licensees; reports.
• 45-1019 Cease and desist order; hearing; judicial review; enforcement; violation; penalty.
• 45-1020 Misleading advertising prohibited; enforcement.
• 45-1021 Installment loans; interest, defined.
• 45-1022 Installment loans; payment in advance; application of payments.
• 45-1023 Installment loans; false statement to secure; penalty.
• 45-1024 Installment loans; interest rate authorized; charges permitted; computation; application of payments; violations; restrictions.
• 45-1025 Installment loans; additional charges authorized; loan period; violation; effect.
• 45-1026 Installment loans; insurance upon security; licensee may require; restrictions; refunds; when.
• 45-1027 Installment loans; insurance procured through licensee; statement.
• 45-1028 Installment loans; assignments of wages or security agreement in blank; prohibited.
• 45-1029 Installment loans; power of attorney and instruments with blanks prohibited.
• 45-1030 Installment loans; assignment of wages; consent of spouse necessary.
• 45-1031 Installment loans; statement to borrower; contents.
• 45-1032 Surrender of license; effect.
• 45-1033 License; administrative fine; disciplinary actions; failure to renew.
• 45-1033.01 License and registration under Nationwide Mortgage Licensing System and Registry; department; powers and duties; director; duties.
• 45-1033.02 Information sharing; privilege and confidentiality; limitations; applicability of section; director; powers.
• 45-1034 License; revocation; new license; court order required.
• 45-1035 License; revocation; record of proceedings.
• 45-1036 Appeal; procedure.
• 45-1037 Violations; penalty.
• 45-1038 Licensees; loan provisions; violations; effect.
• 45-1039 Licensees; violations; effect.
• 45-1040 Repayment of loan; licensee; duties.
• 45-1041 Installment loans; enforcement.
• 45-1042 Loans made outside of state; enforcement in this state.
• 45-1043 Borrower's obligation; licensee; contacts limitation.
• 45-1044 Borrower's obligation; contact; limitation; waiver.
• 45-1045 Licensee; contacts permitted without borrower's consent.
• 45-1046 Borrower; default; notice to licensee; effect.
• 45-1047 Licensee; actions; permitted; prohibited.
• 45-1048 Borrower; right to action; licensee; judgment; effect.
• 45-1049 Borrower; default; agreement; extent of enforceability.
• 45-1050 Borrower; loan; default; licensee; notice; contents.
• 45-1051 Borrower; loan; default; right to cure; procedure.
• 45-1052 Borrower; loan; default; licensee; possession of collateral; restrictions.
• 45-1053 Loan; third-party obligation; when.
• 45-1054 Borrower; deficiency; liability; how treated.
• 45-1055 Writing evidencing borrower's obligation; form; copies; fee; licensee; duties.
• 45-1056 Licensee; discrimination prohibited.
• 45-1057 Licensee; loan; former debt; how treated.
• 45-1058 Violation; loan transaction; licensee; liability.
• 45-1059 Preauthorized loans; definitions; where found.
• 45-1060 Billing cycle, defined.
• 45-1061 Preauthorized loan, defined.
• 45-1062 Preauthorized loans; charges authorized; computation.
• 45-1063 Preauthorized loan; repayment; requirements.
• 45-1064 Preauthorized loans; additional fees, costs, and expenses authorized; restrictions.
• 45-1065 Preauthorized loans; security interest authorized.
• 45-1066 Preauthorized loans; sections not applicable.
• 45-1067 Preauthorized loans; department; powers.
• 45-1068 Reverse-mortgage loan; rules governing; how made or acquired; charges authorized; forfeiture by lender.
• 45-1069 Administrative fine; procedure; lien.
• 45-1101 Act, how cited.
• 45-1102 Purpose of act; exclusions from act; exemption from insurance requirements.
• 45-1103 Terms, defined.
• 45-1104 Guaranteed asset protection waivers; not insurance; exempt from insurance laws; sale options; separate statement of cost; part of finance agreement; sale and marketing restrictions.
• 45-1105 Guaranteed asset protection waiver; disclosures required.
• 45-1106 Guaranteed asset protection waiver agreement; authorized terms; cancellation or early termination of finance agreement; refund; calculation; disposition.
• 45-1107 Modification of guaranteed asset protection waiver; limitations.
• 45-1201 Act, how cited.
• 45-1202 Terms, defined.
• 45-1203 Contractor; payment; payment request; subcontractor; payment.
• 45-1204 Withholdings; authorized.
• 45-1205 Delay in payment; additional interest payment.
• 45-1206 Other remedies available.
• 45-1207 Residential real property; applicability of act.
• 45-1208 Applicability to contracts entered into on or after October 1, 2010.
• 45-1209 Contract provisions; void.
• 45-1210 Construction performed for political subdivision; liquidated or unliquidated claim; procedure; civil action authorized.