687A.020 - Applicability.

687A.020  Applicability.  Except as otherwise provided in subsection 5 of NRS 695E.200, this chapter applies to all direct insurance, except:

      1.  Life, annuity, health or disability insurance;

      2.  Mortgage guaranty, financial guaranty or other forms of insurance offering protection against investment risks;

      3.  Fidelity or surety bonds or any other bonding obligations;

      4.  Credit insurance as defined in NRS 690A.015;

      5.  Insurance of warranties or service contracts;

      6.  Title insurance;

      7.  Ocean marine insurance;

      8.  Any transaction or combination of transactions between a person, including affiliates of the person, and an insurer, including affiliates of the insurer, which involves the transfer of investment or credit risk unaccompanied by the transfer of insurance risk; or

      9.  Any insurance provided by or guaranteed by a governmental entity.

      (Added to NRS by 1971, 1943; A 1973, 312; 1977, 434; 1987, 1333; 1993, 1396; 1995, 1773, 2057; 1997, 579; 1999, 1833)