3228 - Individual accident and health insurance policies; premium refund at death of insured.

§  3228.  Individual  accident  and health insurance policies; premium  refund at death of insured. If the death of the  insured  or  a  covered  dependent  occurs  during  a  period  for  which  the  premium  under an  individual accident and health  insurance  policy  has  been  paid,  the  insurer  shall refund the premium or the portion of the premium actually  paid by the insured for that person for any period beyond the end of the  policy month in which such death occurred.