4323 - Marketing materials.

§ 4323. Marketing materials.  (a) All health maintenance organizations  issued a certificate of authority under article forty-four of the public  health  law or licensed under this article shall prepare, in conjunction  with the superintendent, and shall participate in and share the cost  of  the  publication  and  dissemination  of a consumer's shopping guide for  standardized individual health plans issued pursuant  to  sections  four  thousand  three  hundred  twenty-one  and  four  thousand  three hundred  twenty-two of this article and a separate consumer  shopping  guide  for  standardized   qualifying  individual  health  insurance  contracts  and  standardized qualifying group health insurance contracts issued pursuant  to section four thousand three hundred twenty-six of this  article.  The  consumer's shopping guides shall be published annually and shall include  the  names,  addresses  and  telephone numbers of all health maintenance  organizations offering such coverage as well as  a  description  of  the  plan  design  and  premiums  in  such a manner that facilitates consumer  comparison.    (b) Health maintenance organizations may distribute  additional  sales  or  marketing  brochures  describing  the  standardized coverage offered  subject to review by the superintendent.    (c) All health maintenance organization marketing  materials  must  be  sufficiently  clear  to  avoid  deception or the capacity or tendency to  mislead or deceive and may not disparage competitors.