4400 - Statement of policy and purposes.

§ 4400. Statement of policy and purposes. Encouraging the expansion of  health care services options available to the citizens of the state is a  matter  of  vital  state  concern.  Without such an expansion, increased  health insurance and other benefits will continue to escalate the  costs  of medical care and overload the health care delivery system. The health  maintenance  organization  concept, through which members of an enrolled  population are each entitled to receive  comprehensive  health  services  for   an   advance  or  periodic  charge,  represents  a  promising  new  alternative for the delivery of a full range of health care services  at  a reasonable cost.    Accordingly, it shall be the policy of this state to expand the health  care  services  options  available,  and to assure greater choice in the  selection of  a  health  care  plan,  by  removal  of  legal  and  other  impediments   to  the  development  of  competitive  health  maintenance  organizations acceptable to the public.    It is the intent of the legislature that  the  commissioner  therefore  establish  a  comprehensive  system  of  authorization and regulation of  health maintenance organizations in  the  state,  as  provided  in  this  article,  in  order  to  assure  that health services of good quality be  provided  to  all  citizens  who  choose  to  take  advantage  of   that  alternative  to  meet  their health care needs.   The commissioner shall  cooperate with the superintendent of  insurance  and  with  other  state  officials  and  agencies  which  establish  standards  and  requirements  pertaining to the provision and financing of  health  care  services  in  order to assure necessary, equitable and consistent state supervision of  all health care systems without duplication of inspection or services.