65-07 Employer's Coverage
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<![CDATA[CHAPTER 65-07EMPLOYER'S COVERAGE65-07-01.Employer, spouse and children of employer, self-employed, andvolunteers may secure coverage. Any employer, by special contract with the organization,<br>may secure workforce safety and insurance coverage for injuries to the employer's own person<br>or for the employer's own death. Any employer also may secure coverage for that employer's<br>spouse and children. Self-employed persons may contract with the organization for workforce<br>safety and insurance coverage for themselves.In addition, any volunteer organization, nototherwise provided for under this title, may contract with the organization for workforce safety and<br>insurance coverage for its own members while its members are engaged in the specific activity<br>provided for in the contract.65-07-02. Organization may refuse to contract for coverage. The organization, onreceipt of an application for insurance, shall determine whether the applicant is a good insurance<br>risk and may deny such special contract if the organization determines it is in the best interests of<br>the organization to do so.65-07-03. Determination of weekly wage for premium purposes. If the organizationenters a contract for insurance under this chapter, the premium for the protection must be based<br>on:1.The amount of money derived on an annual basis from the business of an employer<br>or self-employed person as outlined in subdivision b of subsection 5 of section<br>65-01-02 for purposes of determining the premium for coverage of an employer, an<br>employer's spouse, or a self-employed person. This amount may not be less than<br>the limited payroll required to be reported for an employee in subsection 1 of section<br>65-04-04.2.2.A reasonable wage as determined by the organization for employees in the same<br>class of industry that the volunteer organization is engaged.3.Actual wages paid to a clerk, an assessor, a treasurer, or a member of the board of<br>supervisors of an organized township, if the contract for insurance is to provide<br>protection for a person mentioned in this subsection and that person is not employed<br>by the township in any other capacity.4.Actual wages paid to an employer's child if that child is under the age of twenty-two.65-07-04. Benefits. Repealed by S.L. 1999, ch. 550, </p>
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