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Statutes > South Dakota Statutes > Title 54 - DEBTOR AND CREDITOR > Chapter 03 - Interest And Usury

Chapter 03 - Interest And Usury

  • Section 54-3-1 - Interest defined.
  • Section 54-3-1.1 - Rate of interest set by written agreement--No maximum or usury restriction.
  • Section 54-3-2 - Loan of money--Presumption as to interest.
  • Section 54-3-3 - Annual rate of interest where not specified.
  • Section 54-3-4 - Maximum rate of interest where no rate specified--Commencement where date notspecified.
  • Section 54-3-5 - Interest on moneys after they become due--Exception for express contracts or interestrate on bill, statement, or invoice--Limitation on interest rate.
  • Section 54-3-5.1 - Interest on judgments, statutory liens and inverse condemnations.
  • Section 54-3-6 - Legal rate of interest stipulated by contract after breach.
  • Section 54-3-7 - Repealed.
  • Section 54-3-7.1 - Repealed.
  • Section 54-3-7.2 - Repealed.
  • Section 54-3-7.3 - Omitted.
  • Section 54-3-7.4 - Omitted.
  • Section 54-3-8 - Interest on loan--Advance deduction.
  • Section 54-3-9 - Repealed.
  • Section 54-3-10 - Repealed.
  • Section 54-3-11 - Repealed.
  • Section 54-3-12 - Repealed.
  • Section 54-3-13 - Regulated lenders exempt from interest rate limitations and usury statutes.
  • Section 54-3-14 - "Regulated lenders" defined.
  • Section 54-3-15 - Exemption from federal preemption of state usury laws.
  • Section 54-3-16 - Official state interest rates.




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