Chapter 04 - Bank Deposits And Collections
- Section 57A-4-101 - Short title.
- Section 57A-4-102 - Applicability.
- Section 57A-4-103 - Variation by agreement--Measure of damages--Certain action constituting ordinarycare.
- Section 57A-4-104 - Definitions and index of definitions.
- Section 57A-4-105 - "Bank"--"Collecting bank"--"Depositary bank"--"Intermediary bank"--"Payor bank"--"Presenting bank".
- Section 57A-4-106 - Payable through or payable at bank--Collecting bank.
- Section 57A-4-107 - Separate office of a bank.
- Section 57A-4-108 - Time of receipt of items.
- Section 57A-4-109 - Delays.
- Section 57A-4-110 - Electronic presentment.
- Section 57A-4-111 - Statute of limitations.
- Section 57A-4-201 - Status of collecting bank as agent and provisional status of credits--Applicability ofchapter--Item indorsed "pay any bank".
- Section 57A-4-202 - Responsibility for collection or return--When action timely.
- Section 57A-4-203 - Effect of instructions.
- Section 57A-4-204 - Methods of sending and presenting--Sending directly to payor bank.
- Section 57A-4-205 - Depositary bank holder of unendorsed item.
- Section 57A-4-206 - Transfer between banks.
- Section 57A-4-207 - Transfer warranties.
- Section 57A-4-208 - Presentment warranties.
- Section 57A-4-209 - Encoding and retention warranties.
- Section 57A-4-210 - Security interest of collecting bank in items, accompanying documents, and proceeds.
- Section 57A-4-211 - When bank gives value for purposes of holder in due course.
- Section 57A-4-212 - Presentment by notice of item not payable by, through, or at a bank--Liability ofdrawer or indorser.
- Section 57A-4-213 - Medium and time of settlement by bank.
- Section 57A-4-214 - Right of charge-back or refund; Liability of collecting bank; Return of item.
- Section 57A-4-215 - Final payment of item by payor bank--When provisional debits and credits becomefinal--When certain credits become available for withdrawal.
- Section 57A-4-216 - Insolvency and preference.
- Section 57A-4-301 - Deferred posting--Recovery of payment by return of items--Time of dishonor--Returnof items by payor bank.
- Section 57A-4-302 - Payor bank's responsibility for late return of item.
- Section 57A-4-303 - When items subject to notice, stop-payment order, legal process, or setoff--Order inwhich items may be charged or certified.
- Section 57A-4-401 - When bank may charge customer's account.
- Section 57A-4-402 - Bank's liability to customer for wrongful dishonor--Time of determininginsufficiency of account.
- Section 57A-4-403 - Customer's right to stop payment--Burden of proof of loss.
- Section 57A-4-404 - Bank not obligated to pay check more than six months old.
- Sections 57A-4-405, 57A-4-406 - Death or incompetence of customer. Customer's duty to discover and report unauthorized signature or alteration
- Section 57A-4-407 - Payor bank's right to subrogation on improper payment.
- Section 57A-4-501 - Handling of documentary drafts; Duty to send for presentment and to notify customerof dishonor.
- Section 57A-4-502 - Presentment of "on arrival" drafts.
- Section 57A-4-503 - Responsibility of presenting bank for documents and goods--Report of reasons fordishonor--Referee in case of need.