§ 2480n - Credit report files of deceased persons
§ 2480n. Credit report files of deceased persons
(a) An executor, administrator, or other person authorized to act on behalf of an estate of a deceased person may request that a credit reporting agency indicate on the deceased person's credit reporting file that the person is deceased. The credit reporting agency shall indicate on the deceased person's credit reporting file that the person is deceased within five business days of receipt of the following documentation from the executor, administrator or other person authorized to act on behalf of the estate of the deceased person:
(1) a certificate of death, or a certificate of appointment, letters testamentary, or other order from the probate court authorizing the executor, administrator, or other person to act on behalf of the estate of the deceased person; and
(2) a request to indicate on the deceased person's credit reporting file that the person is deceased.
(b) The credit reporting agency may remove the indication placed on the person's file pursuant to subsection (a) of this section if the credit reporting agency finds that the indication was placed on the person's file through material misrepresentation of fact. If the credit reporting agency intends to remove the indication pursuant to this subsection, the credit reporting agency shall notify the executor, administrator, or other person authorized to act on behalf of the estate in writing prior to removing the indication. (Added 2003, No. 155 (Adj. Sess.), § 3, eff. July 1, 2005.)