38.2-1902 - Scope of chapter.

§ 38.2-1902. Scope of chapter.

A. Except as provided in subsection B of this section, this chapter appliesto the classes of insurance defined in §§ 38.2-110 through 38.2-122, 38.2-124through 38.2-128 and 38.2-130 through 38.2-133.

B. This chapter does not apply to:

1. Insurance written through the Virginia Workers' Compensation Plan pursuantto Chapter 20 (§ 38.2-2000 et seq.) of this title;

2. Insurance on a specific risk as provided in § 38.2-1920;

3. Reinsurance, other than joint reinsurance, to the extent stated in §38.2-1915;

4. Life insurance as defined in § 38.2-102;

5. Annuities as defined in §§ 38.2-106 and 38.2-107;

6. Accident and sickness insurance as defined in § 38.2-109;

7. Title insurance as defined in § 38.2-123;

8. Insurance of vessels or craft used primarily in a trade or business, theircargoes, marine builders' risks and marine protection and indemnity;

9. Insurance against loss of or damage to hulls of aircraft, including theiraccessories and equipment, or against liability, other than workers'compensation and employers' liability, arising out of the ownership,maintenance or use of aircraft;

10. Automobile bodily injury and property damage liability insurance issuedto: (i) any motor carrier of property who is required to file such insurancewith the Department of Motor Vehicles pursuant to § 46.2-2053 or anyamendment to that section; or (ii) any motor carrier of property required by49 U.S.C.A. § 315, or any rule or regulation prescribed by the InterstateCommerce Commission pursuant to 49 U.S.C.A. § 315, to file such insurancewith the Interstate Commerce Commission;

11. Insurance written through the Virginia Automobile Insurance Plan.However, § 38.2-1905 shall apply to insurance written through the Plan;

12. Insurance provided pursuant to Chapter 27 (§ 38.2-2700 et seq.) of thistitle;

13. Home protection contracts as defined by § 38.2-2600 and their rates untilsuch time as the Commission determines there is sufficient competition in theindustry as provided by § 38.2-2608.

C. This chapter shall not apply to any class of insurance written (i) by anymutual assessment property and casualty insurance company organized andoperating under the laws of this Commonwealth and doing business only in thisCommonwealth or (ii) by any mutual insurance company or association organizedunder the laws of this Commonwealth, conducting business only in thisCommonwealth, and issuing only policies providing for perpetual insurance.

(1973, c. 504, § 38.1-279.31; 1976, c. 636; 1981, c. 530; 1986, c. 562; 1987,c. 519; 1993, cc. 774, 985; 1995, cc. 744, 803; 2000, c. 526; 2002, c. 145.)