Act Of God
unpreventable natural catastrophe, such as; an earthquake, tidal wave, volcanic
eruption, hurricane, or tornado; an act of God is determined on two grounds: 1)
the extent of damage and chaos they wreak 2) the impingement on established
contracts, which often state that "acts of God" are admissible excuses for delay
or failure to fulfill a commitment; many insurance policies exempt coverage for
damage caused by acts of God.