375.932. Definitions.

Definitions.

375.932. When used in sections 375.930 to 375.948, the following termsmean:

(1) "Consultant", an individual, partnership or corporation who, for afee, holds himself or itself out to the public as engaged in the business ofoffering any advice, counsel, opinion or service with respect to the benefits,advantages or disadvantages promised under any policy of insurance that couldbe issued in this state;

(2) "Director", the director of the department of insurance, financialinstitutions and professional registration of this state;

(3) "Insurer", any person, reciprocal exchange, interinsurer, Lloydsinsurer, fraternal benefit society, and any other legal entity engaged in thebusiness of insurance, including agents, brokers, adjusters and third-partyadministrators. "Insurer" also includes health services corporations, healthmaintenance organizations, prepaid limited health care service plans, dental,optometric and other similar health service plans. For purposes of sections375.930 to 375.948 such entities shall be deemed to be engaged in the businessof insurance. "Insurer" shall also include all companies organized,incorporated or doing business under the provisions of chapters 325, 375, 376,377, 378, 379, 381 and 383, RSMo;

(4) "Person", any natural or artificial entity, including, but notlimited to, individuals, partnerships, associations, trusts or corporations;

(5) "Policy", "certificate" or "contract" includes any contract ofinsurance, indemnity, medical, health or hospital service, suretyship, orannuity issued, proposed for issuance, or intended for issuance by anyinsurer.

(L. 1959 H.B. 251 § 2, A.L. 1978 H.B. 1447, A.L. 1991 S.B. 53)