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Chapter 375 Provisions Applicable to All Insurance Companies

• 375.001. Definitions.
• 375.002. Grounds for cancellation.
• 375.003. Notice of cancellation, how given.
• 375.004. Refusal to renew, when authorized.
• 375.005. Proof of notice, how made.
• 375.006. Immunity from liability granted, when, to whom.
• 375.007. Cancellation or refusal to issue policy on certain grounds prohibited, exceptions.
• 375.008. Certain insurers exempt.
• 375.011. Notice of cancellation, nonrenewal, renewal, or refusal to write, may be sent, how.
• 375.012. Definitions.
• 375.013. Promulgation of rules, generally, this chapter.
• 375.014. Insurance producers, license required--insurance producer license not required, when.
• 375.015. Application for licensure, insurance producers.
• 375.016. Examination required for insurance producer's license.
• 375.017. Nonresident producer's license.
• 375.018. Issuance of producer's license, duration--lines of authority--biennial renewal fee for agents, due when--reinstatement of license, when--failure to comply, effect.
• 375.019. Advisory board on licensing and examination of insurance producers--qualifications--terms--meetings--duties.
• 375.020. Continuing education for producers, required, exceptions--procedures--director to promulgate rules and regulations--fees, how determined, deposit of.
• 375.021. (Repealed L. 2001 S.B. 193 § A)
• 375.022. Registry of insurance producers maintained by insurer--termination of producer, insurer to notify director.
• 375.025. Temporary license--to whom issued.
• 375.027. (Repealed L. 2001 S.B. 193 § A)
• 375.030. Continuing education, programs approved for another profession.
• 375.031. Definitions.
• 375.033. Termination of contract, notice--agent not to do business.
• 375.035. Renewal after termination of producer's contract.
• 375.037. Director's investigation--appeal.
• 375.039. Commercial risks, certain class, cancellation, written notice to agent required, when.
• 375.041. Annual statement convention blank to be filed with NAIC, exception--dissemination of data not to create civil liability--failure to file, effect.
• 375.046. Who deemed agent of unauthorized company.
• 375.051. Producer held as trustee of money collected.
• 375.052. Additional incidental fees--disclosure to applicant or insured.
• 375.061. (Repealed L. 2001 S.B. 193 § A)
• 375.065. Credit insurance producer license--organizational credit entity license--application--fee--rules.
• 375.071. Centralized producer license registry, participation in.
• 375.076. No consideration for unlicensed persons.
• 375.081. (Repealed L. 2001 S.B. 193 § A)
• 375.082. (Repealed L. 2001 S.B. 193 § A)
• 375.086. (Repealed L. 2001 S.B. 193 § A)
• 375.091. (Repealed L. 2001 S.B. 193 § A)
• 375.096. (Repealed L. 2001 S.B. 193 § A)
• 375.101. (Repealed L. 2001 S.B. 193 § A)
• 375.106. Insurance producers, limitations on negotiated contracts.
• 375.116. Compensation of producer, regulations--not to receive pay from insured, exception.
• 375.121. (Repealed L. 2001 S.B. 193 § A)
• 375.136. Producer placing business with a nonadmitted company or nonresident is subject to chapter 384.
• 375.141. Suspension, revocation, refusal of license--grounds--procedure.
• 375.142. (Repealed L. 2001 S.B. 193 § A)
• 375.143. Rulemaking authority.
• 375.144. Prohibited acts in connection with the offer, sale, solicitation, or negotiation of insurance.
• 375.145. Violations, penalties.
• 375.146. Violation, penalty.
• 375.147. Managing general agents (MGA)--citation of law--definitions--law effective, when.
• 375.148. Managing general agents must be licensed producers--risks located outside state--requirements--bond may be required, also errors and omissions policy.
• 375.149. Written contract required for placing business with insurer, content--termination of contract for cause--prohibited acts by managing general agents.
• 375.150. Duties of insurer--appointment of or termination of contract with managing general agent, notice to director, content.
• 375.151. Acts of managing general agent acts of insurer.
• 375.152. Violations, penalties.
• 375.153. Managing general agent, director's authority to promulgate rules.
• 375.158. Insurer shall comply with all insurance laws before doing business--commissions paid, to whom.
• 375.161. Certificate to do business--when terminated.
• 375.163. Director shall not authorize business if management of company is incompetent or untrustworthy.
• 375.164. Management contracts, to be filed with director when requested--may examine records of company, to what extent--notice of management contract required.
• 375.166. Expense of organization limited.
• 375.169. Violation of section 375.166 a misdemeanor, penalty.
• 375.176. Proceedings against promoters.
• 375.181. Officers required of companies.
• 375.183. Director to investigate incorporators, directors and proposed officers, approval withheld, when.
• 375.186. Seal and bylaws.
• 375.191. Voting by proxy.
• 375.196. Adoption of same or misleadingly similar name prohibited.
• 375.198. Issuance of shares, regulations concerning.
• 375.201. Charter, amendment of, procedure for.
• 375.206. Certificate of amendment, issuance, filing--director, duties--secretary of state, duties.
• 375.216. Certificate of amendment effective, when--amendment not to affect any existing cause of action.
• 375.221. Certificate of amendment of articles, how executed, contents.
• 375.226. Restatement of charter, articles of incorporation or association, or declaration of organization, how made.
• 375.231. Reduction of capital stock where same has not been fully subscribed.
• 375.236. Certificate of authority revoked, when.
• 375.246. Reinsurance, when allowed as an asset or reduction from liability.
• 375.251. Actions by and against companies.
• 375.256. Service of process on companies not authorized to do business in this state.
• 375.261. Service of process--procedure.
• 375.266. Service of process valid, when.
• 375.271. Plaintiff entitled to default judgment, when.
• 375.276. Sections 375.256 to 375.271 not to abridge right to serve process in other legal manner.
• 375.281. Company to furnish bond or certificate of authority before pleading.
• 375.286. Postponement of action permitted, when.
• 375.291. Company may file motion to quash service--grounds.
• 375.296. Additional damages for vexatious refusal to pay.
• 375.298. Loan against policy by policyholder, insurer to give notice of interest due.
• 375.301. Exemptions from provisions of sections 375.256 to 375.301.
• 375.306. Not to act for insolvent company--guarantee fund, where deposited--advertisements--penalty for violation.
• 375.310. Unauthorized persons or corporations enjoined from transaction of insurance business, penalty.
• 375.320. Not to trade--exception.
• 375.325. Mechanical data processing equipment as assets.
• 375.326. Automobiles as assets.
• 375.330. Purchase and ownership of real estate.
• 375.340. Sale and exchange of real estate.
• 375.345. Derivative transactions permitted, conditions--definitions--rules.
• 375.347. Restriction on ownership of certain assets not exclusively controlled by an insurance company.
• 375.350. Reacquisition and holding of own stock, when--approval of director, when--effect on assets and solvency.
• 375.355. Acquisition of control of one company by another, director may authorize, procedure, exceptions.
• 375.360. Note not considered payment--not to loan when insolvent.
• 375.370. Collateral to be assigned to company.
• 375.380. Dividends shall not be paid, when--penalty--liability of stockholder.
• 375.390. Officers not to use funds for private gain--penalty.
• 375.400. Investigation by director--duty of prosecuting attorney.
• 375.410. Penalty for violation.
• 375.420. Vexatious refusal to pay claim, damages for, exception.
• 375.421. Prepayment for policy, return of, when--limitations--violation an unfair trade practice.
• 375.422. Directors and officers of stock companies to report ownership.
• 375.423. Company may recover profits realized by officer or director in certain transactions--exceptions.
• 375.424. Unlawful for officer or director to sell equity security not owned by him--delivery.
• 375.425. Provisions of 375.423 and 375.424 not to apply, when--equity security defined.
• 375.426. Director to make rules and regulations.
• 375.427. Department rules for payment of fees by and integration of systems of insurers and entities administering claims for injured employees not applicable, when.
• 375.430. Certificate revoked if judgment not satisfied.
• 375.440. Revocation of license for failure to comply with judicial decree.
• 375.445. Company operating fraudulently or in bad faith, penalties.
• 375.460. Director to keep deposits--rights of companies.
• 375.470. Penalty for violations by director.
• 375.480. Withdrawal of securities--notice--examination by director.
• 375.490. Payment of judgments out of deposits.
• 375.500. Distribution of assets.
• 375.510. Reinsurance--rights and liabilities--insolvency.
• 375.520. Costs to be paid from deposits--amount.
• 375.530. Accounting among beneficiaries of foreign deposits.
• 375.532. Investment in debt of institution permitted, when.
• 375.534. Foreign governments or corporations, investment in permitted--conditions, requirements.
• 375.535. Director to issue charges when he believes assumption of additional risks financially hazardous--hearing--cease and desist order, when.
• 375.537. Impaired insurer, defined--duty to notify director--penalties for failure to notify.
• 375.570. Manner of commencing proceedings--petition, contents.
• 375.580. Issuance, service and return of process.
• 375.600. Pleadings and proceedings, general procedures--summary hearing, purpose--effect of nonattendance by defendant.
• 375.610. Hearing by the court, procedures--no continuances or discovery, exceptions.
• 375.620. Referee or master to hear and report--exceptions, filed by either party.
• 375.630. Examinations and statements, evidentiary effect--case to be decided, when--appeals--attorney fees, paid how.
• 375.640. Insurance director to take charge.
• 375.650. Title of assets to vest in director--special deputy receiver, appointment, duties.
• 375.660. Disposition of assets.
• 375.670. Allowance of demands--receiver to review claims against receivership.
• 375.700. (Repealed L. 2007 S.B. 613 Revision § A)
• 375.710. Conflict of interests--power of court--trustees.
• 375.720. Penalty for failure or refusal to deliver assets to director.
• 375.740. Payment of expenses of proceedings.
• 375.750. Reports to court--payment of claims.
• 375.771. Citation of law.
• 375.772. Association, created--definitions.
• 375.773. Accounts, types of insurance--applicability of law.
• 375.774. Certificate of contribution, issued when, shown as asset by insurer, when--tax credit allowed to insurer, when--association exempt from taxes.
• 375.775. Association, powers and duties.
• 375.776. Board of directors, selection, terms--powers and duties.
• 375.777. Director, powers and duties.
• 375.778. Claims of insured, recovery, procedures--assignment of rights to association, when, extent of--stay of proceedings against insolvent insurer, when--records of insolvent insurer, access by boa
• 375.779. Immunity from liability, association and employees--unfair trade practice, using association protection as inducement to purchase policy.
• 375.780. Penalties for violation of this chapter.
• 375.786. Certificate of authority required--exceptions--acts which are deemed transaction of insurance business--penalty for transacting business without certificate of authority.
• 375.787. Complaint filed by director, when--injunction authorized.
• 375.788. Transaction of insurance business by unauthorized insurer, effect of.
• 375.789. Unauthorized company instituting court action must file bond or security and procure certificate of authority, exception.
• 375.790. Enforcement--foreign decree, qualified party, reciprocal states, defined.
• 375.791. Foreign insurance company admitted, when.
• 375.801. Renewal of certificate of authority, when--notice of refusal to renew (foreign company).
• 375.811. Application for certificate of authority, contents (foreign company).
• 375.821. Conditions to be met for certificate of authority (foreign company).
• 375.831. Certificate issued when all conditions met (foreign company).
• 375.841. Change of name by foreign or alien company, application for amended certificate, how made.
• 375.851. Amended articles, copy to be filed with director, effect of (foreign or alien company).
• 375.861. Foreign company survivor of merger, documents to be filed with director.
• 375.871. Admitted foreign company may withdraw, how.
• 375.881. Revocation or suspension of certificate of authority, when (foreign company).
• 375.891. Annual statement--reserves required, requirements in lieu of deposits (foreign company).
• 375.892. Foreign insurance companies to maintain deposits under trust agreement, amount--trust assets to be kept in United States--amendment to trust approved by director--trust agreement content.
• 375.901. Foreign companies shall transact business through licensed agents and brokers.
• 375.906. Foreign companies to appoint director to receive service--methods--penalty.
• 375.908. Nonresident insurer may become domestic insurer, procedure--director may promulgate rules.
• 375.911. Service on deputy director valid, when.
• 375.916. Retaliatory tax, how assessed and paid, exceptions.
• 375.918. Underwriting, use of credit scores, no adverse action permitted--definitions--disclosures.
• 375.919. Use of language other than English permitted, when, disclosures--misrepresentation, penalty.
• 375.920. Policy form approval, disapproval--procedure.
• 375.921. Hearing on disapproval--action pending, effect on form.
• 375.922. Rules and regulations not authorized.
• 375.923. Exempt forms.
• 375.924. Contracts to contain address of insurer and notice of address change to be furnished insured, penalty, exception.
• 375.930. Citation of law--purpose--construction.
• 375.932. Definitions.
• 375.934. Unfair trade practices--conditions.
• 375.936. Unfair practices defined.
• 375.937. Lenders, duties--prohibited acts.
• 375.938. Director may investigate companies.
• 375.940. Procedure on charges or belief of unfair practices.
• 375.942. Administrative order for prohibited practices--penalty.
• 375.944. Judicial review--decree, order--additional evidence--finality of order, when.
• 375.945. Director's determination, judicial review.
• 375.946. Violation of desist order, penalty.
• 375.948. Additional powers of director--promulgation of rules.
• 375.950. Definitions.
• 375.954. Director to be receiver, when--receiver has title to what, ancillary receivers have title to what, filing of order imparts notice--appointment of special deputies, compensation, payment.
• 375.958. Ancillary receiver, appointed when, entitled to what property, duties.
• 375.962. Delinquency proceeding in this state, claimants to file claims, with whom, when--controverted claims, proven where--effect of judgment in ancillary state.
• 375.966. Delinquency proceeding in another state, claimants to file claims, with whom, when--controverted claims, proven where--effect of judgment.
• 375.970. Preferred claims, how determined.
• 375.974. Owners of special deposit claims, priority.
• 375.978. Secured claim, may file as general creditor, may resort to security, deficiency treated, how.
• 375.982. Limitation on bringing proceedings, certain liens void.
• 375.986. Receiver in reciprocal state may sue.
• 375.990. Severability clause--interpretation of sections 375.950 to 375.990.
• 375.991. Fraudulent insurance act, committed, when--powers and duties of department--penalties.
• 375.992. Fraudulent claims for benefits--form--notice to department, when--procedure.
• 375.993. Department's papers, report, evidence not subject to public inspection or subpoena if part of investigation, release, when--no civil liability for filing reports or furnishing information
• 375.994. Investigators to have power of subpoena--moneys, costs or fines to be deposited in insurance dedicated fund--powers of director for violations, penalties.
• 375.995. Sex or marital status discrimination as to benefits or coverage prohibited.
• 375.1000. Citation--purpose--construction.
• 375.1002. Definitions.
• 375.1005. Improper claims practice, conditions.
• 375.1007. Improper claims practices.
• 375.1009. Director may investigate.
• 375.1010. Director may initiate proceedings.
• 375.1012. Director's findings--cease and desist orders--penalty, suspension, revocation--appeal.
• 375.1014. Judicial review.
• 375.1016. Violation of cease and desist order.
• 375.1018. Director's powers additional to others--rules and regulations.
• 375.1025. Definitions.
• 375.1028. Applicability--exemptions.
• 375.1030. Annual audit required, report filed, when--extensions granted, when--audit committee required, when.
• 375.1032. Audited financial report, contents--form.
• 375.1035. Accountant, name and address to be registered--letter, filed with director, contents--change of accountant, notice to director.
• 375.1037. Qualifications of accountant--limitation of number of years, when--approval by director--dispute resolution--accountant not recognized, when--exemption, when--preapproval for nonaudit servic
• 375.1038. Consolidated or combined financial statements permitted, when--worksheet , contents.
• 375.1040. Accountant's letter, contents.
• 375.1042. Audit of financial statement by independent accountant.
• 375.1045. Report of findings of accountant to insurer, contents.
• 375.1047. Unremediated material weaknesses to be furnished to director, requirements--insurer to communicate remedial actions taken.
• 375.1050. Workpapers, defined--availability to insurance examiners--confidentiality of.
• 375.1052. Temporary exemption, granted when--denial of, petition for hearing, procedures--schedule of compliance--effective date of requirements.
• 375.1053. Inapplicability of statute to foreign insurers--audit committee responsibilities, member qualifications--report required--waiver, when.
• 375.1054. Prohibited acts--violation, penalty.
• 375.1056. Report required by insurer, when, contents.
• 375.1057. Canadian and British insurers, special requirements.
• 375.1060. Certification filed with annual statement, when--director shall promulgate rules, purpose.
• 375.1062. Severability.
• 375.1070. Citation of law--inapplicability.
• 375.1072. Definitions.
• 375.1075. Limitations on aggregate of medium or lower quality investments, requirements.
• 375.1080. Definitions.
• 375.1082. Type of insurance allowed--annual statement, form--requirements for charter, contents of application.
• 375.1085. Nonresidents, requirements--requirements prior to operation--premium taxes, liability for--examination by director--policy application, required provisions--prohibited acts--penalties.
• 375.1087. Contributions to guaranty fund prohibited--guaranty fund to cover only specified risks.
• 375.1090. Purchasing group subject to insurance laws, exceptions.
• 375.1092. Purchasing group to notify director, contents--designation of director as agent for service of process, exceptions.
• 375.1095. Insurance purchased by purchasing group, requirements.
• 375.1097. Premium taxes, payment of.
• 375.1100. Powers of director.
• 375.1102. Broker required for purchase of insurance--nonresident broker acceptable--notice to insured, contents.
• 375.1105. Hazardous financial condition of group, prohibited from selling insurance, when--director may establish rules.
• 375.1110. Citation of law.
• 375.1112. Definitions.
• 375.1115. Reinsurance intermediary, license issued by director--requirements--attorneys exempt from requirements.
• 375.1117. Transactions between insurer and broker, written authorization required--contents.
• 375.1120. Records to be maintained by broker, duration--contents.
• 375.1122. Insurer's use of broker, restrictions--financial condition statement required.
• 375.1125. Transactions between manager and insurer, written contract required, contents--records to be maintained by manager, contents.
• 375.1127. Reinsurance manager, prohibited acts.
• 375.1130. Insurer's use of manager, restrictions--financial condition statement required.
• 375.1132. Examination of reinsurance manager, director may conduct.
• 375.1135. Penalties, director may assess, procedures.
• 375.1137. Application fee, reinsurance intermediary license--renewal.
• 375.1140. Effective date.
• 375.1150. Citation of law--applicability.
• 375.1152. Definitions.
• 375.1154. Delinquency proceeding, director to initiate--law to govern proceedings--situs of insurer and property this state, when--venue.
• 375.1155. Receiver may petition for injunctions, restraining orders--purposes.
• 375.1156. Cooperation with receiver and director required--penalty.
• 375.1158. Provisions apply prospectively, exceptions--restrictions on insurer in delinquency proceeding.
• 375.1160. Administrative supervision by director, procedures, allowed when--proceedings confidential, exceptions--powers of administrative supervisor--penalties for violations--director may adopt rule
• 375.1161. Violations, penalties.
• 375.1162. Director may order activities to prevent delinquency proceeding.
• 375.1164. Seizure order, director may petition for, when--effects.
• 375.1165. Rehabilitation of insurer, director may petition, when--grounds.
• 375.1166. Director to serve as rehabilitator--duties--periodic accounting required--immunity, when.
• 375.1168. Director may appoint special deputies, powers--rehabilitation procedures--criminal conduct of party, power of director--advisory committee may be appointed, when.
• 375.1170. Stay of other pending actions, duration--statute of limitations not to run.
• 375.1172. Records deemed public, when--exceptions.
• 375.1174. Director may petition for liquidation, grounds--termination of rehabilitation proceedings, when, effect.
• 375.1175. Grounds for liquidation.
• 375.1176. Director to be liquidator--powers and duties--special deputy may be appointed, powers--effect of liquidation--order for, issued when--plan for continued operation during appeal, contents--pe
• 375.1178. Life and health policies, termination of, when.
• 375.1180. Dissolution order, director may petition for--effect.
• 375.1182. Powers of liquidator--insureds may purchase extended period to report claims, when, limitations--liquidator and employees deemed officers of the court.
• 375.1184. Contracts and leases of insurer, liquidator may disaffirm--procedures--liability of liquidator, how calculated.
• 375.1185. Notices provided by liquidator, procedures.
• 375.1186. Agent of insurer, duty to provide information to liquidator--penalty.
• 375.1188. Stay of other actions--liquidator may bring certain actions, when.
• 375.1190. List of insurer's assets to be prepared--filing--not needed, when.
• 375.1192. Fraudulent and voidable transfers--requirements--effects.
• 375.1194. Transfer of real property not voidable, when.
• 375.1195. Preference, voidable when, how recovered--liens, voidable when, procedure--liability of officers for granting preferences.
• 375.1196. Claims of creditor, surrender of preference required.
• 375.1198. Mutual credits or debts, setoffs allowed--exceptions.
• 375.1200. Report to court by liquidator, when, contents--assessment against members, court to compute an order, when.
• 375.1202. Reinsurers, amounts recoverable not reduced due to delinquency proceedings--exceptions.
• 375.1204. Payment of unearned premiums required--violation, penalties.
• 375.1205. Distribution of assets, liquidator shall apply for, when--contents--notice provisions.
• 375.1206. Proof of claim, filed when--effect of late filing.
• 375.1208. Form of proof of claim--liquidator may request additional information--effect of incomplete information.
• 375.1210. Contingent claims, allowed when, exceptions.
• 375.1212. Third party claims for actions against insureds, filed how--procedures.
• 375.1214. Denial of claim--appeal procedure.
• 375.1215. Subrogated claim, allowed when.
• 375.1216. Valuation of security, procedure.
• 375.1218. Classes of claims--priority of distribution.
• 375.1219. Claims allocated to separate account not chargeable with liabilities, when--treated as class 2 claim, when.
• 375.1220. Claim disputes--duty of liquidator--estimates allowed, when--commutation and release.
• 375.1222. Payment of claims--duties of liquidator.
• 375.1224. Unclaimed funds, deemed unclaimed property--effect.
• 375.1225. Discharge of liquidator, when.
• 375.1226. Reopening of proceedings, when.
• 375.1228. Records may be destroyed after discharge, exceptions.
• 375.1230. Audit of receivership may be ordered, when.
• 375.1232. Foreign insurers, director may petition to act as conservator, procedures--court may issue order--termination of conservatorship, application for.
• 375.1234. Foreign insurers, petition to liquidate assets, grounds--granted when--effects.
• 375.1235. Reciprocal state, powers and duties of domiciliary liquidator--nonreciprocal state, duties of director--claims filed, where.
• 375.1236. Ancillary receiver, director may be appointed as--powers and duties.
• 375.1238. Power of director to institute proceedings, when.
• 375.1240. Nonresident claims, filed where.
• 375.1242. Proof of claims, nonresident insurer--procedures.
• 375.1244. Stay of actions during liquidation proceedings.
• 375.1245. Priority of nonresident claims, reciprocal states--special deposits, priority.
• 375.1246. Nonresident ancillary receiver, claims filed with--priority.
• 375.1250. Definitions.
• 375.1252. RBC report, filed when--contents--formula, how determined--adjusted RBC report required, when.
• 375.1255. Company action level event, occurrence of, when--effect, duties of insurer--plan to be submitted, approval of, revision of, when--copies filed with all states in which insurer is authorized
• 375.1257. Regulatory action level event, occurrence of, when--director's duties, corrective actions--plan to be submitted by insurer.
• 375.1260. Authorized control level event, occurrence of, when--effect, duties of director.
• 375.1262. Mandatory control level event, occurrence of, when--effect, duties of director.
• 375.1265. Hearing, insurer's right to, when--procedures--judicial review of order, exceptions.
• 375.1267. Reports and plans confidential--RBC levels are regulatory tool, limitation on use.
• 375.1269. Provisions of law supplemental to other insurance laws--rules and regulations, authority--exemption of property--immunity from liability.
• 375.1270. Foreign insurers to submit RBC report to director, when--plan, submission of, when--powers of director.
• 375.1272. Notices, effective when.
• 375.1275. RBC reports for calendar year 1993, requirements--RBC reports for 1996, requirements--not applicable, when.
• 375.1280. Scope of law.
• 375.1282. Application of law--not applicable, when.
• 375.1285. Definitions.
• 375.1287. Notice of transfer, form, contents, filing with director, when--prior approval required, period for approval, factors for director to consider in reviewing request--penalty for violation.
• 375.1290. Policyholder's right to reject, procedures--second and third notices, when--response deemed received, when.
• 375.1292. Consent to transfer, effect.
• 375.1294. Hazardous financial condition of transferring insurer, automatic transfer, when.
• 375.1295. Effective date--application dates.
• 375.1300. Definitions.
• 375.1303. Genetic testing by insurer, limitations--penalty--health plan, defined.
• 375.1306. Genetic information, prohibited uses by employers--penalty for violation.
• 375.1309. Confidentiality of genetic information, exceptions--penalty for violation.
• 375.1312. Domestic violence, status as a victim not to be used by insurer--definitions--penalty--innocent coinsured, benefits paid, when.
• 375.1500. Sections 375.1500 to 375.1527 apply to life insurance policies, exceptions.
• 375.1503. Definitions.
• 375.1506. Policies marketed without an illustration, notice to department--illustration requirements--quotation required, when.
• 375.1509. Life insurance illustration, label, contents, use in sales presentation, interest rates.
• 375.1512. Basic illustration, requirements, contents.
• 375.1515. Supplemental illustrations permitted, when--notice required.
• 375.1518. Use of basic illustration at time of sale of policy, revised illustration--illustration provided at time of policy delivery, certification, acknowledgment--illustrations sent by mail, requir
• 375.1521. Annual report to policy owner, contents.
• 375.1524. Illustration actuaries, qualifications, duties--annual certification.
• 375.1527. Violation of sections 375.1500 to 375.1527, penalties.
• 375.1530. Application of sections 375.1500 to 375.1527.
• 375.1575. Denial of claim, disclosure by applicant not required.
• 375.1730. Costs of coverage reported to department--rates.