Chapter 97A - Debt Evidenced by Credit Card
- 97A.010 - Definitions.
- 97A.020 - “Authorized user” defined.
- 97A.030 - “Beneficial use” defined.
- 97A.040 - “Cardholder” defined.
- 97A.050 - “Credit card” defined.
- 97A.060 - “Credit card account” defined.
- 97A.070 - “False or fraudulent application” defined.
- 97A.080 - “Financial institution” defined.
- 97A.090 - “Interest” defined.
- 97A.100 - “Issuer” defined.
- 97A.110 - “Joint account” defined.
- 97A.120 - “Secondary cardholder” defined.
- 97A.130 - “Service provider” defined.
- 97A.140 - Requirements for issuance of credit card; provision and change of terms and conditions for use of credit card; applicable state law.
- 97A.142 - Verification of identity of person accepting firm offer of credit: When required; actions deemed to be verification of identity.
- 97A.145 - Issuer to provide cardholder with written notice concerning unlawful use of personal identifying information and credit information of cardholder; compliance with federal law deemed complian
- 97A.150 - Liability for charges incurred on credit card account.
- 97A.160 - Records required in action to collect debt: Establishment of liability and amount; authentication; retention.
- 97A.165 - Contents of complaint; limitations.
- 97A.170 - Rights of issuer or service provider; action to determine liability for unauthorized negotiable instrument used to make payment.
- 97A.180 - Transfer of information if issuer is subsidiary.
- 97A.200 - Prohibited acts by issuer: Increase of interest rate based upon late payment to another creditor; universal default clauses; exception.