97A.165 - Contents of complaint; limitations.

97A.165  Contents of complaint; limitations.

      1.  In an action brought to collect a credit card debt owed to a purchaser of credit card debt:

      (a) The complaint must include, without limitation:

             (1) The name of the issuer;

             (2) The last four digits of the account number originally assigned by the issuer;

             (3) All subsequent account numbers assigned to the credit card debt by all assignees of the credit card debt; and

             (4) The date of the default on the credit card debt.

      (b) No judgment in favor of the purchaser of credit card debt, including, without limitation, a default judgment, may be entered unless:

             (1) The complaint includes the information required by paragraph (a) of subsection 1; and

             (2) The purchaser of credit card debt has satisfied the standards of proof set forth in subsections 1 and 2 of NRS 97A.160.

      2.  As used in this section, “purchaser of credit card debt” means a person, other than a financial institution, that purchases any outstanding credit card debt.

      (Added to NRS by 2009, 481)