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Understanding ERISAThe Employee Retirement Income Security Act (ERISA) is a federal act created in 1974 that creates the minimum standards for a private industry’s pension plan. While ERISA does not require an employer to establish a pension plan, it requires plans that have been established to meet certain defined minimum standards. ERISA generally does not specify just..

Despite the fact both the federal government and state governments have helped to establish age discrimination law, ageism continues to be a widespread concern in the United States. Elderly individuals experience age discrimination in many different arenas. Age discrimination law has been developed in order to protect elderly individuals from credit discriminationEqual Employme..

In order to determine how much money one will need to retire, they must first make a realistic assessment of their current budget plan.Those that wish to maintain their current lifestyle, should be sure to include additional money in their budget plan, as there is a yearly  cost of living increase that should be included in a budget plan. Investing for retirement..

How to Apply for Social SecurityApply for Social Security: IntroductionThe Social Security program and the Supplemental Security Income disability program are two of the largest Federal programs that assist individuals with disabilities. While both serve different purposes, they are both run by the SBA, or the Social Security Administration. Social Security is a social wel..

AARP car insurance allows members of AARP to have access to discounted coverage. Although AARP is not the actual insurance company, they work with insurance companies in order to offer members the lowest AARP car insurance rates. AARP car issuance includes rates  are lowered based on several factors. For example, individuals that are over fifty five often enjoy r..

Medicaid is a government provided insurance program in the United States. While MedicareMedicaid eligibility is prescribed on a case to case basis. The eligibility categories under the Medicaid program include children, women during pregnancy, adults with children that qualify for the program, and those suffering from disabilities. Again, in order to qualify for Medicaid benefi..

Nationwide retirement solutions offers their clients,and others, the opportunity to explore investment opportunities online. They host electronic workshops and seminars to educate individuals about the steps they should be taking to ensure their financial security once they retire.Electronic workshops offered through Nationwide retirement include the best way to plan for a..

When an individual is suffering from a serious illness, he/she will often experience extensive pain or discomfort. Symptoms may become unmanageable and impinge on an individual's everyday life. Severe illness often makes it difficult for an individual to take part in activities that he/she once enjoyed. If a patient is suffering from a hospice careHowever, there are important d..

The AARP, formerly the American Association of Retired Persons, is a non-profit, non-partisan membership organization for United States citizens over the age of 50. The organization is dedicated to enhancing the lifestyle and quality of life for its members and those who wish to join. AARP provides a wide range of unique benefits to its members, including special produ..

When an individual is diagnosed with a terminal illness, he/she has the option of obtaining hospice care. In many instances, an individual and his/her family decides that it is best for him/her to enter a hospice facility. At a hospice, a patient has continuous access to medical attention should the need arise. The medical staff employed at a hospice can ensure that a pati..

Elder law primarily addresses 3 topics within the scope of the elderly; retirement, wills, and elder abuse. While the notion of wills and retirement are traditionally financial matters ranging in objectivity, elder abuse is an egregious, cruel, and unlawful crime that is punishable by the full extent of the law.In order to get information regarding elder law, one is encouraged ..

Elder law attorneys are legal practitioners who focus on the rights and laws that affect the elderly community in the United States. These attorneys provide advice, support and legal action to their clients as needed.The field of elder law was formally created with the introduction of the Older Americans Act under the presidency of Lyndon B. Johnson. In addition to federal mand..

Many individuals choose to become federal civilian employees because of the long-term benefits that these positions provide. A federal civilian employee is an individual employed in the Federal Civil Service. People who are employed in this domain work in various arenas of government, specifically the legislative, executive, and judicial branches.There are numerous indepen..

Nursing home abuse is the mistreatment, dehumanization, exploitation, and neglect of elderly individuals in the care of a nursing home; this type of abuse is widely-considered to be amongst the most heinous and egregious forms abuse due to its innate nature of its victims – the act of preying upon the elderly on the part of a caretaker is considered to be one of the ultimate ..

The Joint Commission, formerly the Joint Commission on Accreditation of Healthcare Organization, or JCAHO, is a private, non-profit organization. It accredits more than 17,000 health care organizations and programs throughout the United States.If an organization or program receives accreditation from the Joint Commission or previously received it under JCAHO, they have met the ..