What are Debt Collection Bills
Debt collection is not carried out by law enforcement agencies, but by private service providers, and as such will not, by itself, cause any legal problems for the individual involved. Rather, illegally conducted debt collection can cause legal problems for the particular debt collector tasked with recovering payments due from an individual or organization, and who does so in a manner determined or accused of having done so outside the purview of the Fair Debt Collection Practices Act (FDCPA), a piece of legislation passed into effect for the U.S. in 1978.
As such, the FDCPA prevents “abusive or deceptive” behavior being used against people, regardless of whether or not that individual has failed to fulfill obligations to the debt-holder. A number of ways in which debt collection might be carried out, including traditionally understood debt collectors and, more recently, attorneys empowered for debt collection, can thus be placed under the coverage of the FDCPA legislation.
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